Amesto and some entrepreneurs started a fully digitized bank for SMB customers in 2017. Per Christian Goller was tired of the poor treatment small and medium sized businesses got asking for credit in the Norwegian traditional banking system. Normally it takes two weeks to create a business account, three weeks to process an application for business credit, and on top of that the bank requires a mortgage in your private residence for even the smallest amount of corporate loans. Why should it be like this? Why do you get efficient banking services as a private person, but not as a business?
The first product to be launched in January 2018 was "invoice sales" in Partner Business Software Systems. This means that you as a company can get funding inside your accounting system. The era where you as a small company have to visit the bank and beg for credit has come to an end. Read more about Aprila's products and services at their homepage.